Expand your reach across mobility & sustainable assets
Unlock new financing opportunities and streamline portfolio management with our connected finance platform and network of operators.
Use Cases for Funders
Your end-to-end origination engine
Receive tailored origination opportunities, along with due diligence and structuring support, from Zeti’s Commercial team across a broad network of mobility and energy operators seeking both traditional and flexible financing.
Through ZetiOS, digitize your pricing engine and processes to quickly generate fixed and utilization-based finance quotes across multiple asset classes. Share quotes in both interactive and PDF formats, and track customer engagement throughout the quoting process.
Coming soon, implement your own credit decisioning engine and enable our AI to evaluate borrower financial data and provide supplementary underwriting insights.
Robust, efficient invoice and payment automation
ZetiOS fully automates loan and lease servicing, streamlining your accounts receivable processes. It calculates invoice amounts based on fixed repayment schedules or variable utilisation-based contracts. It creates interactive HTML invoices, with supporting PDFs, allowing clear explanation of individual charges. It issues invoices promptly according to preferred delivery channels and triggers payment collection in line with contractual payment terms via leading payment processors. This allows funders to see real-time repayment progress, with automatic retries in the event of payment failure.
ZetiOS also provides self-service portals for funders and borrowers to view historic invoices and payments for accounting purposes.
Live portfolio performance insight at your fingertips
View a snapshot of deal performance at any moment, powered by ZetiOS’s dynamic calculations and projections. Access unrealised IRR figures based on historical and forecast cash flows for both fixed and variable finance contracts. Identify positive and negative performance trends through reporting and drill down into the underlying drivers at a granular, per-asset level.
Game-changing, multi-source asset intelligence
Transform asset risk monitoring through ZetiOS’s extensive asset data integrations. Using asset telematics, gather detailed utilization insights, understand asset condition by identifying faults, incidents and issues in real time, and access live asset locations to accelerate asset recovery in the event of default.
By combining industry-leading market value data with digitized loan and lease balances, assess real-time collateral adequacy. Monitor maintenance and tax status through integrations with third-party services, including CALSTART.
Real-time, automated reporting for fleet emissions, financed GHG emissions and renewable energy CO₂ savings
Track emission avoidance in real-time using live telematic data instead of projections. Apply savings per unit of usage (e.g., miles or operating hours) to each asset’s live meter (e.g., odometer) to calculate CO₂ reductions continuously. Visualize NOx emission savings through automated geospatial heatmaps for deeper insight into environmental impact.
“We are thrilled to partner with Zeti and deliver funding for zero-emission cars through an innovative pay-per-use model. We look forward to building on this collaborative approach, working with Zeti to deliver financing solutions aligned to vehicle usage, and continuing to help UK SMEs play their part in reaching net zero.”
Matthew Bass
Head of Specialist Lending
Paragon Bank
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