Expand your reach across mobility & sustainable assets

Unlock new financing opportunities and streamline portfolio management with our connected finance platform and network of operators.

Use Cases for Funders

Your end-to-end origination engine

Receive tailored origination opportunities, along with due diligence and structuring support, from Zeti’s Commercial team across a broad network of mobility and energy operators seeking both traditional and flexible financing.

Through ZetiOS, digitize your pricing engine and processes to quickly generate fixed and utilization-based finance quotes across multiple asset classes. Share quotes in both interactive and PDF formats, and track customer engagement throughout the quoting process.

Coming soon, implement your own credit decisioning engine and enable our AI to evaluate borrower financial data and provide supplementary underwriting insights.

Robust, efficient invoice and payment automation

ZetiOS fully automates loan and lease servicing, streamlining your accounts receivable processes. It calculates invoice amounts based on fixed repayment schedules or variable utilisation-based contracts. It creates interactive HTML invoices, with supporting PDFs, allowing clear explanation of individual charges. It issues invoices promptly according to preferred delivery channels and triggers payment collection in line with contractual payment terms via leading payment processors. This allows funders to see real-time repayment progress, with automatic retries in the event of payment failure.

ZetiOS also provides self-service portals for funders and borrowers to view historic invoices and payments for accounting purposes.

Live portfolio performance insight at your fingertips

View a snapshot of deal performance at any moment, powered by ZetiOS’s dynamic calculations and projections. Access unrealised IRR figures based on historical and forecast cash flows for both fixed and variable finance contracts. Identify positive and negative performance trends through reporting and drill down into the underlying drivers at a granular, per-asset level.

Game-changing, multi-source asset intelligence

Transform asset risk monitoring through ZetiOS’s extensive asset data integrations. Using asset telematics, gather detailed utilization insights, understand asset condition by identifying faults, incidents and issues in real time, and access live asset locations to accelerate asset recovery in the event of default.

By combining industry-leading market value data with digitized loan and lease balances, assess real-time collateral adequacy. Monitor maintenance and tax status through integrations with third-party services, including CALSTART.

Real-time, automated reporting for fleet emissions, financed GHG emissions and renewable energy CO₂ savings

Track emission avoidance in real-time using live telematic data instead of projections. Apply savings per unit of usage (e.g., miles or operating hours) to each asset’s live meter (e.g., odometer) to calculate CO₂ reductions continuously. Visualize NOx emission savings through automated geospatial heatmaps for deeper insight into environmental impact.

Eliminate collection risk. Accelerate payments. Reconcilliation made easy.

ZetiOS eliminates the additional risk created when end-user payments pass through your client’s operating account in undisclosed arrangements. Our payment rails collect each end-user payment directly and automatically split it according to the obligations of the individual contract, settling debt-service payments while distributing the remaining funds to your client and other service providers. No holding accounts.

Customizable transaction descriptors preserve your client’s relationship with the end user and maintain the undisclosed funding structure. Meanwhile, contract-level reporting provides clear visibility into every collection and payout, replacing bulk payouts and aggregated reconciliation reports. This helps you identify delayed payments earlier, spend less time on reconciliation, and shorten the debt-servicing cycle from an average of 45 days to less than eight days.

Financing the future of clean transportation

Hear how Dollaride, Chestnut Run Capital Partners and Zeti are using transparency and real-time asset data to reshape clean transportation finance.

“That transparency into where your assets are actually moving and having real-time access to their value is game changing. Our main job is to manage these risks, and Zeti gives us the ability to show our investors that visibility day in and day out.”

Yeng Felipe Butler

Managing Partner

Chestnut Run Capital Partners

Ready to future-proof your asset-backed lending business?

Join leading financial institutions using Zeti to power their asset finance operations.