Flexible Financing and Competitive Rates for Fleet and Energy Operators
Access to the right financing partner can determine how fast a business grows. For fleet operators, mobility providers, and energy infrastructure companies, securing capital is often complex—different lenders have different risk appetites, structures, and requirements. Navigating this landscape alone can be time-consuming and uncertain.
Zeti simplifies the process. Through our curated network of 40+ active U.S. lenders, we connect operators with the right financing partners—delivering flexible structures, competitive rates, and faster access to capital.
The First Stop for Asset Funding
Save time researching and accessing your best lending options. Use Zeti’s network of trusted partners to apply for funding with confidence—and get back to doing what you do best: running and growing your business.
A Curated Network Built for Asset-Driven Businesses
Zeti works with a diverse group of capital providers across the United States, including:
National and Regional Commercial Banks
Provide competitive rates and stable, long-term financing for more established operators with predictable cash flow.
Equipment Finance and Specialty Lenders
Focus on asset-based financing, enabling businesses to purchase or lease equipment without tying up working capital. These lenders understand asset value, lifecycle, and utilization.
Private Credit and Institutional Investors
Offer flexible structures for growth-stage businesses, complex projects, or specialized asset classes where traditional bank financing may be limited.
Green Banks and Sustainable Finance Providers
Support fleet electrification, EV infrastructure, battery storage, and energy transition projects with financing aligned to sustainability goals.
Each lender has different strengths—some focus on large, stable fleets, others on growth-stage operators, infrastructure projects, or emerging technologies. Zeti matches operators with lenders based on business model, asset type, utilization, growth stage, and financing objectives.
Simplifying Access to Capital
Finding and securing financing can take weeks—or months—of outreach, documentation, and negotiation. Zeti streamlines this process.
We help operators:
- Identify lenders aligned with their business and asset profile
- Introduce qualified financing partners from our network
- Structure the right financing approach (traditional or flexible models)
- Support early-stage origination and lender engagement
- Accelerate time to funding
This reduces complexity, saves time, and improves the likelihood of securing competitive financing.
Because every operator’s situation is different, access to a broad, curated lender network improves outcomes—delivering more options, better structures, and competitive market-driven pricing.
A Smarter Alternative to Single-Source Fleet LeasingMany fleet operators first turn to fleet management companies for leasing. While convenient, this approach can limit flexibility and financing options.
Zeti provides a broader and more flexible alternative:
- Access to multiple competing lenders rather than a single funding source
- Flexible structures aligned with how assets are actually used
- Transparent pricing and competitive market-driven rates
- Support for both traditional and usage-based financing models
- Financing across fleets, equipment, and energy infrastructure
Rather than a one-size-fits-all leasing solution, Zeti helps operators secure capital tailored to their specific business needs.
Technology That Improves Financing Outcomes
Zeti combines its lender network with ZetiOS, our asset finance platform, which integrates real-time asset data, telematics, and financing workflows.
This enables:
- Better alignment between asset performance, utilization, and financing structure
- Greater transparency into asset performance, residual values, and repayment trends
- More efficient origination, underwriting, and automated portfolio management
- Smarter lifecycle, capital, and usage-based financing decisions across assets
By connecting asset performance with financing, Zeti helps both operators and lenders make more informed, data-driven decisions.
Designed for Fleet and Energy Operators
Zeti supports a wide range of asset-driven businesses, including:
- Commercial and service fleets
- Transportation and logistics operators
- EV and hybrid fleet transitions
- EV charging and energy infrastructure
- Equipment and heavy asset operators
Whether expanding a fleet, financing infrastructure, or optimizing capital structure, Zeti helps operators access affordable, available, and flexible capital through the right lending partners.
Smarter Capital, Better Growth
The right financing partner does more than provide capital—it supports growth, flexibility, and long-term asset performance.
At Zeti, we understand asset-driven businesses and use technology and real-time data to better align capital with how assets actually perform. By combining a curated U.S. lender network with asset intelligence, Zeti helps operators secure the right financing—faster, smarter, and with greater confidence.